About Our Agency

Houk Insurance Agency, Inc. provides comprehensive insurance options in Horse Cave, KY and throughout Kentucky, including the counties of Hart, Barren, Metcalfe, Green, Edmonson, Warren and Hardin.

Home » About Our Agency

We are your trusted independent insurance agency.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

Houk Insurance Agency, Inc is an independent insurance agency offering personal insurance, business insurance and employee benefits products in Horse Cave, KY and throughout Kentucky, including the counties of Hart, Barren, Metcalfe, Green, Edmonson, Warren and Hardin.

How We Came to Be

Mid 1800’s

Original agency owners started the agency.

1966

Houk Insurance Agency, Inc. was formed when former employee, Chris Houk, purchased it from the previous owners, the Edwards family.

1966

Houk Insurance Agency became a member of IIAK (and remains a member today).

1976

David Houk joined the agency.

1991

David Houk becomes the agency owner.

1996

Houk Insurance Agency bought the Davis Insurance Agency in Cave City, KY.

2006

Houk Insurance Agency bought the Nunn Insurance Agency in Horse Cave, KY.

2011

Houk Insurance became a partner with Keystone Insurers Group.

Being independent means that our priority is you—not the insurance company. We represent many different insurance companies which offer a wide variety of coverage options and price points. Our goal is to deliver the right blend of price, coverage and service.

We believe that our clients’ quality of life and financial security deserve the utmost dedication, expert advice and personal attention from a trusted partner. As that partner, we’ll help you make smart decisions—protecting you from the unexpected and planning for the predictable.

Our Bragging Rights

David Houk

Past Chairman of the Independent Insurance Agents of Kentucky

Houk Insurance Agency

Recognized by the Commonwealth of Kentucky as a Centennial business

Start Quote Request
Choice

As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.

Expertise

Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.

Service

Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

At Houk Insurance Agency, Inc., our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers. We offer comprehensive insurance solutions in Horse Cave, KY and throughout Kentucky, including the counties of Hart, Barren, Metcalfe, Green, Edmonson, Warren and Hardin.

Insurance Quote Request

As an independent agency, we select multiple options at competitive prices.

  • Coverage will not be bound or changed until confirmed by a licensed agent.
  • This field is for validation purposes and should be left unchanged.